Baby Steps Millionaires

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You Can Baby Step Your Way to Becoming a Millionaire

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn the right way of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. 

After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else.

In Baby Steps Millionaires, you will:

  • Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth.
  • Learn how to bust through the barriers preventing you from becoming a millionaire.
  • Hear true stories from ordinary people who dug themselves out of debt and built wealth.
  • Discover how anyone can become a millionaire, especially you.

Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little simple! But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

Table of Contents: 

  • Acknowledgments
  • Chapter 1: Can Anyone Become a Millionaire?
  • Chapter 2: What Is a Baby Steps Millionaire?
  • Chapter 3: How to Become a Baby Steps Millionaire
  • Chapter 4: A Millionaire Is Not a Billionaire
  • Chapter 5: Belief versus Barriers
  • Chapter 6: The Quickest Right Way to a Million
  • Chapter 7: Will Wealth Ruin My Kids?
  • Chapter 8: Wealth and the Wealthy Are NOT Evil
  • Chapter 9: Baby Steps Millionaires in Every Neighborhood
  • Epilogue: Better Than I Deserve
  • Notes
  • White Paper: The National Study of Millionaires
Dave Ramsey
Ramsey Press
Release Date:
January 11, 2022
Money, Building Wealth, Investing, Leaving a Legacy
People looking to learn more about how to build wealth, invest and become a millionaire
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About the Author
Ramsey Solutions CEO Dave Ramsey
Dave Ramsey
Dave Ramsey is a four-time #1 national bestselling author, personal finance expert, and host of The Ramsey Show, the second-largest nationally syndicated talk radio show. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions.