The Total Money Makeover – Updated and Expanded Edition

Money stress is real. But you don’t have to constantly live with it. In Dave Ramsey’s bestselling money book, The Total Money Makeover, you’ll learn a clear, simple and proven plan that’ll give you the financial reset you’ve been looking for.

Start Here if Money Feels Hard

The Total Money Makeover is one of the bestselling personal finance books of all time. It’s helped more than 10 million people change their lives and pay off over $100 billion of debt! This expanded and updated 20th anniversary edition features the simplest, most straightforward game plan for completely changing your finances—no matter where you are with your money.

What You’ll Learn

• How to stop worrying about money and get out of the paycheck-to-paycheck cycle
• How to pay off all your debt and never go back
• How to save money for things you need—including emergencies
• How to grow your money over time without feeling stressed
• How to budget and make a plan for your money (EveryDollar can help!)
• How to keep going—one small step at a time

Why It Works

You don’t have to know a lot about money. And you definitely don’t have to be perfect. You just have to follow this easy-to-understand plan for your money. You’ll learn what’s worked again and again for everyday people—helping them feel in control and more confident with their finances.

Plus, you’ll receive access to a personalized plan in EveryDollar trial for free so you can get started right away.*

You Can Do This

You’re not behind. You’re just getting started—with a plan that works.

What’s different about The Total Money Makeover compared to other money books?

Most money books give tips. This one teaches you a full step-by-step plan. It’s a New York Times bestseller that’s helped millions of people pay off debt, save money, and eliminate chronic financial stress.

Is The Total Money Makeover helpful if I’ve already started budgeting?

Yes! It helps you stay focused, avoid mistakes, and keep making progress.

Can I use the EveryDollar app without reading the book?

Yes. But the book teaches how the plan for ditching debt and building wealth works—which helps you make the best use of the app.

How long does it take to get out of debt?

It depends on your income and your intensity. The average debt payoff journey using this proven plan takes about two years. You might take more time depending on your circumstances, but what matters is staying with it.

Is it hard to read?

With only 237 pages, many people report finishing the book in as little as one day. Others go more slowly, of course, but most readers say it’s easy to understand and finish it quickly.

Can I get this book as an audiobook or e-book?

Yes! You can get the hardcover, e-book or audiobook—whatever works best for you.

*Free EveryDollar trial is for new users only.