Today’s card-swiping culture has many people in over their heads with debt, feeling totally out of control. This spiral-bound set of envelopes will help you organize your cash and take back control of your money. It includes eight envelopes to store the cash for your top spending categories, with organized space in each section to write down and track every transaction. There’s even a sturdy card backing on the refills that will keep them from bending or wrinkling on the go.
Envelope refills come with:
- Eight individual envelopes
- Sturdy spiral-bound connector and cardboard backing
- Instructions and examples for using the system
- Bonus: Digital PDF Guide to Using the Envelope System
Cash is king, and Ramsey’s envelope system makes using cash super easy so you can stay on budget. It’s the simple—and proven—way to manage your expenses so you avoid spending more than you earn.
The envelope refills make a great first organization tool for your cash, or they fit perfectly in one of our popular essential envelope systems and wallets if you need a budget refresh.